发布时间：2008.3

摘要

Countries covered: Africa, Middle East

The Insurance Industry in The Middle East & Africa Report provides insightful analysis, market briefs, industry structure and outlook of life and non-life insurance industries in select countries of the region. The report provides a compilation of recent industry activities in the region and also peeps into the recent past/ historical perspective of few country’s insurance markets and market numbers within the industry. A regional level discussion also looks into the leading companies’ footing in these markets along with their annual written premiums and/ or market shares. The Middle East markets briefly abstracted and covered in the report include Bahrain, Egypt, Iran, Israel, Jordan, Kuwait, Lebanon, Oman, Saudi Arabia, Turkey, and United Arab Emirates (UAE). On the other hand, countries like Ethiopia, Ivory Coast, Kenya, Morocco, Nigeria, South Africa, Tanzania, Tunisia, Uganda, Zambia, and Zimbabwe are profiled under the Africa region. The report discusses several key and niche players operating in the regional market.

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目录及图表

1. Insurance Industry in The Middle East

Market Overview

Small, Yet Significant Market

The Post September 11 Scenario

Iraq Poses a Great Opportunity for Insurance Industry

Iraq in Need of Strong Insurance Sector

Proposed Action Plans to Strengthen the Insurance Sector

Low Insurance Rates in the Middle East

Opportunities and Risks in the Middle East Oil and Energy Insurance Market

Uncertain Times Ahead

Afro-Asian Lure Causes Merger Ripples in the Middle East

Facts & Figures: 2000

Table 1: Insurance Industry in the Middle East (2000):

Premiums (Non-Life & Life) in US$ Million and Population in

Million by Leading Countries for Saudi Arabia, UAE, Egypt,

Iran, Lebanon, Kuwait, Oman, Qatar, Jordan, Libya, Bahrain,

Syria, and Yemen (includes corresponding Graph/Chart)

Industry Structure

Liberalization

Regulation

Competition

Medical Insurance - The Newfound Growth Avenue

The Reinsurance Sector

Reducing Reliability on International Reinsurers

International Presence Springs Indigenous Innovations

Regional Cooperation

Distribution

Challenges Ahead

Outlook

The Road Ahead

2. Key Markets in the Middle East Region

2a. Gulf Cooperation Council

Table 2: Gulf Cooperation Council (GCC) Recent Past, Current

& Future Analysis for Insurance Industry by Country -

Bahrain, Qatar, Saudi Arabia, Oman, Kuwait, and The UAE

Markets Independently Analyzed with Annual Premium in US$

Million for the Years 2006 through 2010 (includes

corresponding Graph/Chart)

Table 3: Gulf Cooperation Council (GCC) 5-Year Perspective for

Insurance Industry by Country - Percentage Breakdown of

Premium for Bahrain, Qatar, Saudi Arabia, Oman, Kuwait, and

The UAE Markets for 2006, 2008, and 2010 (includes

corresponding Graph/Chart)

2b. Bahrain

Market Overview

Table 4: Bahraini Recent Past, Current & Future Analysis for

Insurance Industry with Annual Premium in US$ Million for the

Years 2006 through 2010 (includes corresponding Graph/Chart)

Insurance Industry - Leading Sectors

Table 5: Insurance Market in Bahrain (2007 & 2008):

Percentage Breakdown of Gross Premium by Sectors - Motor

Insurance, Life Insurance, Fire Insurance, Marine Insurance

and Others (includes corresponding Graph/Chart)

Insurance Majors

Life Insurance Industry

Table 6: Life Insurance Industry in Bahrain (2003): Gross

Written Premium in US$ Million by Leading Companies for

Zurich, American Life, Bahrain National Life, Al Ahlia,

Takaful International, and Arabia (includes corresponding

Graph/Chart)

Non-Life Insurance Industry

Table 7: Non-Life Insurance Industry in Bahrain (2003):

Gross Written Premium in US$ Million by Leading Companies

for Bahrain National, Gulf Union, Bahrain Kuwait, Al Ahlia,

Takaful International, Norwich Union, United New India,

Iran, and Royal & SunAlliance (includes corresponding

Graph/Chart)

Product Launch

AIG to Design Insurance Products in Accordance with Islamic Law

Recent Industry Activity

Allianz Enters Bahrain Insurance Market

Solidarity Enters into Partnership with Sakana’s Customers

2b. Egypt

Industry Overview

Table 8: Egyptian Recent Past Analysis for Insurance

Industry by Segment - Life and Non-Life Insurance Markets

Independently Analyzed with Annual Premium in US$ Million

for the Years 2003 through 2007 (includes corresponding

Graph/Chart)

Table 9: Egyptian 5-Year Perspective for Insurance Industry

by Segment - Percentage Breakdown of Premium for Life and

Non-Life Markets for 2003, 2005, and 2007 (includes

corresponding Graph/Chart)

Table 10: Egyptian Insurance Industry (2005): Percentage

Breakdown of Insurance Companies’ Investment Channels by

Category - Fixed Deposits, Government Bonds, Loans, Real

Estates, and Securities & Shares (includes corresponding

Graph/Chart)

Life Insurance Sector

Table 11: Egyptian Life Insurance Industry (2004): Gross

Written Premium in US$ Million by Leading Companies for Al

Chark, Misr, CIL, Alico, National, Mohandes, Allianz Life,

Delta, Suez Canal, and NSGB-Life (includes corresponding

Graph/Chart)

Table 12: Top-Five Players in the Egyptian Life Insurance

Industry (2003) - Gross Written Premium in US$ Million for

Al Chark, Misr, CIL, Alico, and National (includes

corresponding Graph/Chart)

Non-Life Insurance Sector

Table 13: Leading Players in the Egyptian Non-Life Insurance

Industry (2003) - Gross Written Premium in US$ Million for

Misr, Al Chark, National, Suez Canal, and AIG (includes

corresponding Graph/Chart)

Table 14: Egyptian Non-Life Insurance Industry (1995-2000):

Market Percentage Share by Segment for Fire, Cargo, Inland,

Marine Hull, Aviation, Accident, Engineering, Motor Act,

Motor Comprehensive, Oil, and Medical (includes

corresponding Graph/Chart)

2c. Iran

2d. Israel

Life Insurance Industry

Table 15: Israeli Life Insurance Industry (2003): Gross

Written Premium in US$ Million by Leading Companies for

Migdal, Clal, Harel, Menora, Phoenix, Hadar, Hamagen, Aryeh,

and I.L.D, Ayalon (includes corresponding Graph/Chart)

Table 16: Top-Five Players in the Israeli Life Insurance

Industry (2002) - Gross Written Premium in US$ Million for

Migdal, Clal, Shiloach, Menora, and Is Phoenix (includes

corresponding Graph/Chart)

Non-Life Insurance Industry

Table 17: Top-Five Players in the Israeli Non-Life Insurance

Industry (2002) - Gross Written Premium in US$ Million for

Clal, Sahar-Zion, Migdal, Is. Phoenix, and Menora (includes

corresponding Graph/Chart)

Table 18: Cost of National Health Insurance Services Funded

by Health Funds in Israel: 1998-2002 (includes corresponding

Graph/Chart)

Recent Industry Activity

Euler Hermes Acquires Stake in ICIC

2e. Jordan

Industry Overview

Table 19: Jordanian Recent Past, Current & Future Analysis

for Insurance Industry by Segment - Life and General

Insurance Markets Independently Analyzed with Annual Premium

Income in US$ Million for the Years 2006 through 2010

(includes corresponding Graph/Chart)

Table 20: Jordanian 5-Year Perspective for Insurance Industry

by Segment - Percentage Breakdown of Premium Income for Life

and General Insurance Markets for 2006, 2008, and 2010

(includes corresponding Graph/Chart)

Table 21: Jordanian Insurance Market (2007 & 2008):

Percentage Breakdown of Premium by Segments - Motor

Insurance, Medical Insurance, Fire & Property Damage

Insurance, Life Insurance, Marine & Transport Insurance,

Liability Insurance, Aviation Insurance and Other General

Insurance (includes corresponding Graph/Chart)

Table 22: Jordanian Life Insurance Industry (2003 - 2007):

Claims Paid in JD Million (includes corresponding Graph/

Chart)

Life Insurance Industry

Table 23: Jordanian Life Insurance Industry (2006 & 2007):

Percentage Market Share of Premiums by Company - American

Life Ins., Al-Nisr Ins., Jordan Ins., Life & Accident Ins.,

Middle East Ins., and Others (includes corresponding

Graph/Chart)

Table 24: Jordanian Life Insurance Industry (2003 Historic

Data): Gross Written Premium in US$ Million by Leading

Companies for American Life Insurance (Alico), Arab Orient,

Euro Arab, AL-Nisr Al-Arabi, Middle East, Oasis, Jordan

International, Jordan Insurance, Arab German, and General

Arabia (includes corresponding Graph/Chart)

Table 25: Top-Five Players in the Jordanian Life Insurance

Industry (2002 Historic Data) - Gross Written Premium in US$

Million for America Life Insurance (Alico), National Ahlia,

Middle East, Arab German, and AL-Nisr Al- Arabi (includes

corresponding Graph/Chart)

Non-Life/ General Insurance Industry

Table 26: Jordanian General Insurance Industry (2006 & 2007):

Percentage Breakdown of Market Shares by Company - Arab

Orient Insurance, Jordan Insurance, International Insurance,

Middle East Insurance, Arab German Insurance, Jordan French

Insurance, Life & Accident Insurance, Oasis Insurance, United

Insurance, Jerusalem Insurance and Others (includes

corresponding Graph/Chart)

Table 27: Jordanian Non-Life Insurance Industry (2003

Historic Data): Gross Written Premium in US$ Million by

Leading Companies for Middle East, Jordan Insurance, Arab

Life & Accident, National Ahlia, Jordan International,

United, Jerusalem, Jordan French, Arab Orient, and General

Arabia (includes corresponding Graph/Chart)

Table 28: Top-Five Players in the Jordanian Non-Life

Insurance Industry (2002 Historic Data) - Gross Written

Premium in US$ Million for Jordan Insurance, Middle East,

Arab Life & Accident, National Ahlia, and Jordan French

(includes corresponding Graph/Chart)

Medical Insurance Industry

Table 29: Jordanian Medical Insurance Market (2004 2008):

Premiums Written in JD Million (includes corresponding

Graph/Chart)

2f. Kuwait

Market Overview

Table 30: Kuwaiti Recent Past, Current & Future Analysis for

Insurance Industry with Annual Premium in US$ Million for the

Years 2006 through 2010 (includes corresponding Graph/Chart)

Life Insurance Industry

Table 31: Kuwaiti Life Insurance Industry (2003): Gross

Written Premium in US$ Million by Leading Companies for

Gulf, Al-Ahlia, Kuwait, American Life, Warba, 1st Takaful,

and Al-Ethad Al-Watany (includes corresponding Graph/Chart)

Table 32: Top-Five Players in the Kuwaiti Life Insurance

Industry (2002) - Gross Written Premium in US$ Million for

Gulf, Al-Ahleia, American Life, Kuwait, and Warba (includes

corresponding Graph/Chart)

Non-Life Insurance Industry

Table 33: Top-Five Players in the Kuwaiti Non-Life Insurance

Industry (2002) - Gross Written Premium in US$ Million for

Al-Ahleia, Gulf, Kuwait, Warba, and 1st Takaful (includes

corresponding Graph/Chart)

Health Insurance Market

Product Launch

Warba Insurance Launches New Scheme for Expatriates

2g. Lebanon

Industry Overview

Lebanese Insurance Market - A Pebble in the Ocean

Life Insurance Industry

Table 34: Lebanon Life Insurance Industry (2004): Gross

Written Premium in US$ Million by Leading Companies for

Alico, Sogecap, Bancassurance, SNA, Libano Arabe, Arope,

Adir, Bankers, UFA, and Libano Suisse (includes

corresponding Graph/Chart)

Table 35: Top-Five Players in the Lebanese Life Insurance

Industry (2002) - Gross Written Premium in US$ Million for

Alico, Sogecap, SNA, Bancassurance, and Libano- Suisse

(includes corresponding Graph/Chart)

Non-Life Insurance Industry

Table 36: Top-Five Players in the Lebanese Non-Life

Insurance Industry (2002) - Gross Written Premium in US$

Million for Medgulf, Bankers, AXA Middle East, SNA, and

Libano Suisse (includes corresponding Graph/Chart)

2h. Oman

Oman Insurance Sector - A Market Overview

Table 37: Omanese Recent Past, Current & Future Analysis for

Insurance Industry with Annual Premium in US$ Million for the

Years 2006 through 2010 (includes corresponding Graph/Chart)

Table 38: Oman Insurance Market (2005): Percentage Breakdown

of Premium by Segment - Motors, Property, Life, Marine and

Others (includes corresponding Graph/Chart)

Table 39: Oman Insurance Market (2005): Percentage Market

Share of Local and Foreign Players

Table 40: Oman Insurance Market (2005): Gross Premiums in RO

Thousands for Select Companies - Dhofar Insurance, ONIC

Holdings, Oman United Insurance, and Muscat National Holding

(includes corresponding Graph/Chart)

Table 41: Oman Insurance Market (2005): Percentage Breakdown

of Life and Non-Life Market Shares for Select Companies -

Dhofar Insurance, ONIC Holdings, Oman United Insurance, and

Muscat National Holding (includes corresponding Graph/Chart)

Table 42: Oman Re-Insurance Market (2005): Percentage Share

of Net Premium/Gross Premium for Select Companies - Dhofar

Insurance, ONIC Holdings, Oman United Insurance, and Muscat

National Holding (includes corresponding Graph/Chart)

2i. Saudi Arabia

Market Overview

Table 43: Saudi Arabian Recent Past, Current & Future

Analysis for Insurance Industry with Annual Premium in US$

Million for the Years 2006 through 2010 (includes

corresponding Graph/Chart)

Healthcare Insurance for Workers in Saudi Arabia Made Compulsory

New Rules for Foreign Players Seeking Entry into Saudi Arabia’s Insurance Market

Recent Industry Activity

ACE and JLT Enter Joint Venture

Social Insurance for Saudi Women

2j. Turkey

Market Overview

Table 44: Turkish Recent Past, Current & Future Analysis for

Insurance Industry by Segment - Life and Non-Life Insurance

Markets Independently Analyzed with Annual Premium Income in

TRY Million for the Years 2006 through 2010 (includes

corresponding Graph/Chart)

Table 45: Turkish 5-Year Perspective for Insurance Industry

by Segment - Percentage Breakdown of Premium Income for Life

and Non-Life Insurance Markets for 2006, 2008, and 2010

(includes corresponding Graph/Chart)

Leading Sectors

Table 46: Turkish Insurance Market (2007 & 2008): Percentage

Breakdown of Premium by Sector - Accident, Motor, Fire,

Health, Life, and Others (includes corresponding Graph/Chart)

Background

Market Structure

Table 47: Turkish Life Insurance Industry (2005 & 2006):

Percentage Breakdown of Premium by Policy Type - Endowment,

Annuity, and Term Life (includes corresponding Graph/Chart)

Table 48: Turkish Life Insurance Industry (2006): Percentage

Breakdown of Distribution Channel for Life Premium Generation

(includes corresponding Graph/Chart)

Table 49: Turkish Non-Life Insurance Industry (2006):

Percentage Breakdown of Premium by Segment - Casualty, Fire,

TPL, Health, Engineering, Transport, Legal Protection,

Personal Casualty, and Others (includes corresponding

Graph/Chart)

Table 50: Turkish Non-Life Insurance Industry (2006):

Percentage Breakdown of Distribution Channel for Non-Life

Premium Generation (includes corresponding Graph/Chart)

Regulating Authority in Turkey

Key Aspects of Insurance Regulations

Free Tariff System

Minimum Capital Requirement

Solvency Margin

Regulation on Agents

Reorganization of Collection Practice

Compulsory Reserves

Other Reserves

Retention Rate

Reinsurance in Recent Past

Market Leaders

Life Insurance Industry

Table 51: Turkish Life Insurance Industry (2006 & 2007):

Percentage Market Share of Premiums by Company - Anadolu

Hayat Emeklilik, Basak Groupama Emeklilik, Aviva Hayat ve

Emeklilik, Yapi Kredi Emeklilik, Garanti Emeklilik, Koc

Allianz Hayat ve Emeklilik, Vakif Emeklilik, Axa Oyak Hayat,

Ak Emeklilik, American Life, and Others (includes

corresponding Graph/Chart)

Table 52: Turkish Pension Insurance Market (2005):

Percentage Market Share of Leading Pension Companies - Yapi

Kredi Emeklilik, Ak Emeklilik, Anadolu Hayat Emeklilik,

Garanti Emeklilik ve Hayat, Basak Emeklilik and Others

(includes corresponding Graph/Chart)

Table 53: Turkish Life Insurance Industry (2003): Gross

Written Premium in US$ Million by Leading Companies for

Anadolu H. Emeklilik, Commercial Union Hayat, Yapi Kredi

Yasam, Koc Allianz H. Emeklilik, Vakif Emeklilik, AXA Oyak

Hayat, Basak Emeklilik, AK Emeklilik, Isvicre Hayat,and

Garanti Emeklilik (includes corresponding Graph/Chart)

Table 54: Top-Five Players in the Turkish Life Insurance

Industry (2002) - Gross Written Premium in US$ Million for

Anadolu Hayat, Yapi Kredi Yasam, Commercial Union Hayat,

Koc Allianz Hayat, and AXA Oyak Hayat (includes

corresponding Graph/Chart)

Non-Life Insurance Industry

Table 55: Turkish Non-Life Insurance Industry (2006 & 2007):

Percentage Market Share of Premiums by Company - Anadolu, Axa

Oyak, Koc Allianz, Aksigorta, Yapi Kredi, Gunes, Isvicre,

Basak Groupama, Garanti, T.Genel, and Others (includes

corresponding Graph/Chart)

Table 56: Turkish Non-Life Insurance Industry (2003): Gross

Written Premium in US$ Million by Leading Companies for Axa

Oyak, Axa Oyak, Anadolu Anonim Türk, Aksgorta, Yapi Kredi,

Koç Allianz, Günes, Isvçre, Basak, and Ray (includes

corresponding Graph/Chart)

Table 57: Top-Five Players in the Turkish Non-Life Insurance

Industry (2002) - Gross Written Premium in US$ Million for

Anadolu Anonim Turk, Aksigorta, Axa Oyak, Koc Allianz, and

Yapi Kredi (includes corresponding Graph/Chart)

Recent Industry Activity

Aviva’s Turkish Subsidiary and Ak Emeklilik to Merge

Aviva, Akbank and Akisgorta to Setup Life and Pensions Business

Liberty Mutual Group Acquires Majority Stake in Seker Sigorta

2k. United Arab Emirates (UAE)

Industry Overview

Table 58: UAE Recent Past, Current & Future Analysis for

Insurance Industry by Segment - Life and General Insurance

Markets Independently Analyzed with Annual Premium in US$

Million for the Years 2006 through 2010 (includes

corresponding Graph/Chart)

Table 59: UAE 5-Year Perspective for Insurance Industry by

Segment - Percentage Breakdown of Premium for Life and

General Insurance Markets for 2006, 2008, and 2010 (includes

corresponding Graph/Chart)

National Committee for Human Resources Development to Include

Insurance Sector

General Insurance - Leading Sectors

Table 60: UAE General Insurance Market (2007 & 2008):

Percentage Breakdown of Premiums by Segment - Accident &

Liability Insurance, Transport (Land, Sea & Air) Insurance,

Fire Insurance, Medical Insurance, and Other Sectors

(includes corresponding Graph/Chart)

Leading Players - Life Insurance

Table 61: United Arab Emirates (UAE) Life Insurance Industry

(2003): Gross Written Premium in US$ Million by Leading

Companies for Abu Dhabi, Dubai, Sharjah, and Ras Al Khaimah

(includes corresponding Graph/Chart)

AMAN Launches Online Services in Travel Insurance Market

Product Launches

Emirates Bank Launches meTRAVEL Insurance

Citibank Introduces Loan Protection Policy in UAE

3. Insurance Industry in Africa

East Africa - An Overview

The African Insurance Brokers Project

4. Select Insurance Markets in the African Region

4a. Ethiopia

Recent Industry Activity

AXA Re Awarded Contract to Offer Humanitarian Insurance Coverage

4b. Ivory Coast

Life Insurance Industry

Table 62: Life Insurance Industry in Ivory Coast (2000):

Gross Written Premium in US$ Million by Leading Companies

for Groupama VIE, AXA VIE, Safarriv VIE, STAM VIE, AGCI VIE,

SOMA VIE, Beneficial LIFE, and MAI VIE (includes

corresponding Graph/Chart)

Non-Life Insurance Industry

Table 63: Non-Life Insurance Industry in Ivory Coast (2000):

Gross Written Premium in US$ Million by Leading Companies

for AXA, NSIA/AGCI, Colina, CAN, Sidam, Tisserins, Safarriv,

MAI, MACI, and MCA (includes corresponding Graph/Chart)

4c. Kenya

Life Insurance Industry

Table 64: Kenyan Life Insurance Industry (2003): Gross

Written Premium in US$ Million by Leading Companies for

ICEA, Alico, British American, Pan Africa, Jubilee, Madison,

Kenindia, Old Mutual, Co-operative, and Heritage A1l

(includes corresponding Graph/Chart)

Table 65: Top-Five Players in the Kenyan Life Insurance

Industry (2001) - Gross Written Premium in US$ Million for

ICEA, ALICO, British American, Jubilee, and Keninda (includes

corresponding Graph/Chart)

Non-Life Insurance Industry

Table 66: Top-Five Players in the Kenyan Non-Life Insurance

Industry (2001) - Gross Written Premium in US$ Million for

Keninda, ALICO, United, Heritage AII, and UAP Provincial

(includes corresponding Graph/Chart)

4d. Morocco

Morocco Insurance Industry - A Market Review

Table 67: Moroccan Insurance Industry Analysis by Segment -

Life and Non-Life Insurance Markets Independently Analyzed

with Annual Premium in US$ Million for the Years 2006 through

2008 (includes corresponding Graph/Chart)

Table 68: Moroccan Insurance Market (2005): Premium in US$

Million for Life and Capitalization Insurance, and Non-Life

Insurance Segments (includes corresponding Graph/Chart)

Table 69: Moroccan Insurance Market (2005): Percentage Market

Share by Insurer - RMA Watanya, Axa Assurance Maroc, Wafa

Assurance, CNIA Assurance, Essaada, Atlanta, Sanad, Marocaine

Vie, CAT, Zurich, MCMA, MAMDA and Others (includes

corresponding Graph/Chart)

Life Insurance Industry

Table 70: Moroccan Life Insurance Market (2005): Percentage

Market Share by Insurer - RMA Watanya, Axa Assurance Maroc,

Marocaine Vie, Wafa Assurance, CNIA Assurance, Atlanta, MCMA,

Sanad, Essaada, and Others (includes corresponding

Graph/Chart)

Table 71: Moroccan Life Insurance Industry (2003): Gross

Written Premium in US$ Million by Leading Companies for AXA

Assurance Maroc, Wafa, CNIA, Marocaine Vie, Royal Marocaine

d'Assurance, Al Wataniya, Atlanta, CMA, Zurich, and Essaada

(includes corresponding Graph/Chart)

Table 72: Top-Five Players in the Moroccan Life Insurance

Industry (2002) - Gross Written Premium in US$ Million for

AXA Assurance Maroc, Wafa, Al Wataniya, CNIA, and Marocaine

Vie (includes corresponding Graph/Chart)

Non-Life Insurance Industry

Table 73: Moroccan Non-Life Insurance Market (2005):

Percentage Market Share by Insurer - RMA Watanya, Axa

Assurance Maroc, Wafa Assurance, Essaada, Sanad, Atlanta,

CNIA Assurance, CAT, Zurich, MAMDA, MCMA, MATU and Others

(includes corresponding Graph/Chart)

Table 74: Moroccan Non-Life Insurance Industry (2003): Gross

Written Premium in US$ Million by Leading Companies for AXA

Assurance Maroc, Al Wataniya, Wafa, Royale Marocaine

d'Assurances, Sanad, Essaada, Atlanta, CAT, CNIA, and Zurich

(includes corresponding Graph/Chart)

Table 75: Top-Five Players in the Moroccan Non-Life Insurance

Industry (2002) - Gross Written Premium in US$ Million for AXA

Assurance Maroc, Al Wataniya, Wafa, Royale Marocaine

d’Assurances, and CAT (includes corresponding Graph/Chart)

Recent Industry Activity

SocGen to Divest Equity in La Marocaine to GBP

4e. Nigeria

Insurance Industry of Nigeria - A Market Summary

Table 76: Nigerian Recent Past and Current Analysis for

Insurance Industry with Annual Gross Premium in US$ Million

for the Years 2004 through 2008 (includes corresponding

Graph/Chart)

Role of Intermediaries

Entry of Foreign and New Players

The Law of Pension Contribution

Table 77: Nigerian Insurance Market (2005): Percentage

Breakdown by Segment - General Accident, Life, Fire, Motor,

and Marine & Aviation (includes corresponding Graph/Chart)

Merger of Six Companies as United Alliance Sets M&A in Motion

Life Insurance Industry

Table 78: Nigerian Life Insurance Industry (2002): Gross

Written Premium in US$ Million by Leading Companies for

Aiico, NICON, Crusader, Industrial & General, African

Alliance, Niger, ELMAC, Great Nigeria, Standard Life, and

Amicable (includes corresponding Graph/Chart)

Table 79: Top-Five Players in the Nigerian Life Insurance

Industry (2001) - Gross Written Premium in US$ Million for

Aiico, Nicon, Industrial & General, Crusader, and African

Alliance (includes corresponding Graph/Chart)

Non-Life Insurance Industry

Table 80: Nigerian Non-Life Insurance Industry (2002): Gross

Written Premium in US$ Million by Leading Companies for

Nicon, Leadway, Industrial & General, A & G, Royal Exchange,

Unic, Unitrust, Goldlink, Niger, and Cornerstone (includes

corresponding Graph/Chart)

Table 81: Top-Five Players in the Nigerian Non-Life Insurance

Industry (2001) - Gross Written Premium in US$ Million for

Nicon, Leadway, Industrial & General, Unic, and A & G

(includes corresponding Graph/Chart)

Oil and Gas Insurance

Oil and Gas Insurance Market Trends

Oil and Gas Insurance & The Insurance Act 2003

Prospects in Life, Oil & Gas and Aviation & Marine Segments

Dominance of The US Insurers in Oil & Gas and Travel Insurance Segments

Recent Industry Activity

NICON Acquires UBA

4f. South Africa

Insurance Market Experiencing Positive Environment

Table 82: South African Recent Past, Current & Future

Analysis for Insurance Industry by Segment - Life and

Non-Life Insurance Markets Independently Analyzed with Annual

Premium in US$ Billion for the Years 2005 through 2009

(includes corresponding Graph/Chart)

Table 83: South African 5-Year Perspective for Insurance

Industry by Segment - Percentage Breakdown of Premium for

Life and Non-Life Markets for 2005, 2007, and 2009 (includes

corresponding Graph/Chart)

Life Insurance Industry

Table 84: South African Life Insurance Industry (2002):

Gross Written Premium in US$ Billion by Leading Companies

for Old Mutual, Investec, Sanlam, Momentum Group, Liberty

Group, Investment Solutions, Mcubed, Metropolitan, BoE Life,

and PSG Escher Life (includes corresponding Graph/Chart)

Table 85: Top-Five Players in the South African Life

Insurance Industry (2001) - Gross Written Premium in US$

Million for Old Mutual, Sanlam, Momentum Group, Investec, and

Liberty Group (includes corresponding Graph/Chart)

Non-Life Insurance Industry

Table 86: Top-Five Players in the South African Non-Life

Insurance Industry (2002) - Gross Written Premium in US$

Million for Santam, Mutual & Federal, S A Eagle, Hollard, and

AIG (SA) (includes corresponding Graph/Chart)

Alexander Forbes Ltd. - Leading Insurance Broker

4g. Tanzania

A Bird’s Eye View of Tanzanian Insurance Sector

4h. Tunisia

Life Insurance Industry

Table 87: Tunisian Life Insurance Industry (2003): Gross

Written Premium in US$ Million by Leading Companies for

Hayett, Salim, Maghreb, GAT, Comar, Carte, Astree, Star,

Amina, and Ass-Bit (includes corresponding Graph/Chart)

Table 88: Top-Five Players in the Tunisian Life Insurance

Industry (2002) - Gross Written Premium in US$ Million for

Salim, Hayett, Maghreb, GAT, and Carte (includes

corresponding Graph/Chart)

Non-Life Insurance Industry

Table 89: Tunisian Non-Life Insurance Industry (2003): Gross

Written Premium in US$ Million by Leading Companies for

Star, Comar, GAT, Ittihad, Maghreb, Astree, Cartelloyd, MAE,

and CTAMA (includes corresponding Graph/Chart)

Table 90: Top-Five Players in the Tunisian Non-Life Insurance

Industry (2002) - Gross Written Premium in US$ Million for

Star, Comar, GAT, Ittihad, and Astree (includes

corresponding Graph/Chart)

4i. Uganda

4j. Zambia

Zambian Pension Funds Industry

Table 91: Zambian Pension Funds Industry (2005): Percentage

Breakdown of Market Share for Public and Private Pension

Schemes

Table 92: Zambian Pension Funds Industry: Assets in ZMK

Billion for the Years 2001 through 2005 (includes

corresponding Graph/Chart)

Table 93: Zambian Pension Industry (2005): Individual Fund

Values in ZMK Billion by Leading Pension Plans - Saturnia

Regna Pension Trust Fund, ZSIC Pension Trust Fund, Public

Service Pensions Fund, Mukuba Pension Scheme, and Others

(includes corresponding Graph/Chart)

Table 94: Zambian Insurance Industry (2003): Premium Values

in ZMK Million for Leading Companies by Segment - Life and

Non-Life (includes corresponding Graph/Chart)

Table 95: Zambian Insurance Industry (2003): Re-Insurance

Premiums in ZMK Million for Leading Companies by Segment -

Life and Non-Life (includes corresponding Graph/Chart)

Table 96: Zambian Insurance Industry (2003): Gross Claims in

ZMK Million for Leading Companies by Segment - Life and

Non-Life (includes corresponding Graph/Chart)

Table 97: Zambian Insurance Industry (2003): Re-Insurance

Share of Claims in ZMK Million for Leading Companies by

Segment - Life and Non-Life (includes corresponding

Graph/Chart)

4k. Zimbabwe

Life Insurance Industry

Table 98: Zimbabwean Life Insurance Industry (2002): Gross

Written Premium in US$ Million by Leading Companies for Old

Mutual, First Mutual, Zimnat Life, Fidelity Life,

Intermarket Life, and IGI Life (includes corresponding

Graph/Chart)

Table 99: Top-Five Players in the Zimbabwean Life Insurance

Industry (2000) - Gross Written Premium in US$ Million for

Old Mutual, First Mutual Life, Zimnat Life, Southampton, and

Fidelity Life (includes corresponding Graph/Chart)

Non-Life Insurance Industry

Table 100: Zimbabwean Non-Life Insurance Industry (2003):

Gross Written Premium in US$ Million by Leading Companies for

NicozDiamond, Zimnat Lion, Altfin, RMI, Eagle, Tristar,

Heritage, AIG, and SFG (includes corresponding Graph/Chart)

Table 101: Top-Five Players in the Zimbabwean Non-Life

Insurance Industry (2000) - Gross Written Premium in US$

Million for Zimnat Lion, RM Insurance, NICOZ, Diamond, and

AIG (includes corresponding Graph/Chart)

Recent Industry Activity

ZB Financial Acquires Stake in Cell Insurance