发布时间：2007.11

摘要

Introduction

The way in which consumers make payments in Europe differs significantly between countries, however, in each, general-purpose payment cards have grown in importance over time. Use this resource to understand consumer payment trends and identify future growth opportunities.

Scope

• Provides data and analysis on the key trends in consumer payments in Europe for 2002-06

• Draws upon output of Datamonitor's Consumer Payments model to provide the value of payments made by pay now, deferred debit/charge and credit cards

• Product splits by cheque, direct debit, credit transfer are also provided, as is an estimate for the value of cash payments

• Provides data for the value of payments made only by consumers and as such, does not include commercial, government or cash acquisition transactions

Report Highlights

In 2006 the combined value of consumer non-cash payments was €3,480bn, accounting for 66.1% of total consumer expenditure.

Of this, electronic payments for utility bills and other recurring transactions such as loan and mortgage repayments clearly dominate; the estimated value of direct debits and credit transfers was €1,892bn in 2006, 35.9% of total consumer payments.

In addition to accounting for an important share of total consumer expenditure, general-purpose plastic cards have been the fastest growing area of consumer payments. Over the period 2002-06, the value of general-purpose card consumer expenditure grew at a compound annual rate of 13.8%.

Reasons to Purchase

• Access data from Datamonitor's Consumer Payments model to understand how consumers make payments, and which payment methods are used by market

• Understand which payment tools currently dominate the space, and the size of the potential market opportunity for payment cards

• Discover the key trends, developments, and differences in way consumers make payments in Western and Central and Eastern Europe

目录及图表

CONSUMER PAYMENTS IN EUROPE	1
SUMMARY	1
INTRODUCTION	2
Database content	2
APPENDIX	3
Methodology	3
Secondary sources	3
Primary sources	3
Datamonitor's estimation methodology	3
Relevant links	3
Definitions	5
CAGR	5
Charge card (pay later)	5
Cheque	5
Co-branded card	5
Credit card (pay later)	5
Credit transfer	5
Debit card (pay now card)	5
Deferred debit card (pay later)	6
Direct debit	6
ePurse	6
Ask the analyst	7
Datamonitor consulting	7
Disclaimer	7