US Retail Banking Technology Spending Strategies

发布时间：2004.5

价格：2509美金

页数：62

内容介绍

After experiencing strong revenue and profit growth in the past several years, the US retail banking industry faces a number of challenges going forward.

This report discusses these issues and analyzes the implications for both retail bankings business and IT strategies.

Furthermore, it provides our forecasts on retail banking IT spend from 2003 to 2006 and reviews the vendor landscape.

Scope of report:

This report covers the US retail banking industry and the IT vendors that service this industry

Identifies key trends and drivers motivating US retail banks to spend on IT

Reviews US retail banks business and IT strategies

Includes over 10 primary interviews with several of the leading IT vendors

Report highlights:

The outlook for IT investment by the US retail banking industry has improved compared to 2003, with 48% of banks across all tier sizes planning to increase IT spend going into 2004.

The US retail banking industry will increase IT investment at a compound annual growth rate of 4.1%, reaching a level of $37.8 billion by 2006.

Retail banks plan to increase IT investment in infrastructure, regulatory compliance, core systems, branch renewal, and Check 21 enablement, each of which promote alignment with overall business strategy of improved growth and profitability.

Reasons to Purchase:

Plan your future strategy with knowledge of where the market is heading

Benchmark your companys solution offerings against your competitors

Enhance the development and go-to-market strategies of your product and service offerings by identifying unmet needs

目录及图表

CHAPTER 1 EXECUTIVE SUMMARY 3

Introduction 3

Market context 3

Retail banking industry drivers 3

Retail banking IT strategy 4

The future decoded 5

Competitor dynamics 7

CHAPTER 2 MARKET CONTEXT 14

Introduction 14

Key findings 14

Retail banking industry drivers 15

Regulatory and legislative changes are forcing compliance 15

A renewed focus on revenue 17

Cost control still lists high in the minds of executives 18

Retail banking IT strategy 19

Primary drivers behind IT strategy 19

IT investment follows retail banking business and IT drivers 20

Retail banks are seeking efficiency in IT investment 26

Conclusions 30

CHAPTER 3 THE FUTURE DECODED 31

Introduction 31

Key findings 31

US retail banks have improved IT investment outlook 32

US retail banking IT spend will grow annually at 4.1% 33

IT spend by tier 34

IT spend by source 36

IT spend by area 38

Conclusions 42

CHAPTER 4 COMPETITIVE DYNAMICS 43

Introduction 43

Competitor identification 43

Competitive landscape 45

Accenture 49

DWL 49

EDS Corporation 51

Fidelity Information Services 52

Fiserv Inc. 53

Getronics 54

Hewlett-Packard 55

IBM Corporation 56

Metavante 57

S1 Corporation 58

Unisys Corporation 59

CHAPTER 5 APPENDIX 60
Definitions 60
Future readings 60
Relevant links 61
SPP writing team 61
How to contact experts in your industry 62